Need to refinance out of a Fix and Flip Loan?

Fix and flip loans are great for quick purchases and renovations—but they're short-term by design. Once your rehab is complete, it’s time to refinance into a long-term loan and start generating returns or holding the property.

• Exit the high interest rate of a short-term hard money loan
• Transition into a long-term financing solution
• Start using the property as a rental investment
• Tap into equity from your renovations

• Renovations are complete
• Property is stabilized and generating rent
• Property has appraised at or above target value

• Best for borrowers with strong credit
• Lower interest rates
• Ideal if you can show rental income and meet standard guidelines

• Based on property income, not personal income
• Great for investors with multiple properties or limited W-2 income
• Can close in an LLC

Timing is everything. Refinancing out of your fix and flip loan at the right time ensures your cash flow and ROI stay strong.